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This article provides the latest information on how to prevent generic drug substitution on your name brand drug prescription. The drug manufacturers have a higher profit margin on name brand drugs, but the profit margin is higher on generics for pharmacies. Without a patent, any drug manufacturers can make generics, so a pharmacy can shop around for the cheapest generic on a particular drug.
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Some insurance companies cover every aspect of the pregnancy and delivery, but that is if you have a top notched health insurance (or you are paying high premiums). According to the Kaiser Family Foundation, a typical uncomplicated vaginal birth could cost anywhere between $1,500 to $7,900 in out-of-pocket expenses. A typical uncomplicated C-section could cost anywhere between $2,200 – $9,800 in out-of-pocket expenses. What if there are complications? For a complicated C-section, you are looking at $21,200. Just delivering the baby is expensive! And this does not include the cost associated with prenatal care and wellness visits after the birth.
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Health care is starting to become the dividing line between the “haves” and the “have nots” in this country. Most bankruptcies, before this housing crisis, are filed because of the astronomical cost of a medical bill.
This post is a discussion of how to obtain low cost health care options when we cannot afford health insurance or are uninsurable.
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